AI-powered parametric insurance platform covering 35+ climate and nat-cat perils with automated trigger validation and rapid claims settlement.

Cloud-native platform that ingests multi-source climate data — satellite imagery (optical, thermal infrared, SAR), IoT sensors, weather radar and 80+ third-party data partners — and applies proprietary AI, computer vision, diffusion models and stochastic analysis to quantify peril likelihood and loss severity. Outputs drive real-time event monitoring, automated trigger validation and rapid claim settlement for 35+ parametric insurance products covering 20+ weather, nat-cat and cyber risks including flood, wildfire, hurricane, earthquake, tornado and extreme heat. Incubated by ESA BIC Nord France with deep roots in space-derived Earth observation data.
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Space data in
Processing
Integrated Knowledge
Refines insights into integrated, strategic intelligence that aligns with operations, priorities and long-term planning.
Delivered as
Process Automation

Descartes Underwriting
Offers data-driven parametric insurance solutions that fuse satellite, IoT and other real-time datasets with AI-enabled risk models to protect corporate and public-sector clients against climate, natural-catastrophe and emerging threats.
2019
Founded
75
Country
Automatically triggers business processes based on insights.