JTM-PSLF Loan Schemes

Objective

Supports projects linked to an EIB framework loan that addresses serious social, economic and environmental challenges deriving from the transition towards the EU's 2030 climate and energy targets and climate neutrality by 2050. A framework loan finances a portfolio of smaller sub-projects under one umbrella, rather than a single discrete investment — useful for regional development banks, public utilities, and municipal financing vehicles that have a pipeline of related transition investments.

Activities that can be funded

The same range as for the Standalone Projects topic — renewable energy, sustainable mobility, district heating, environmental infrastructure (waste, water), building energy renovation, urban renewal, circular economy, land restoration, biodiversity, skills, and social infrastructure — but structured as a programme of investments rather than a single project. Each sub-project must be aligned with the approved Territorial Just Transition Plan.

What this means for cities and regions

For regional public banks, municipal financing entities and large public utilities with a pipeline of smaller transition investments, this topic provides EU grant support for the portfolio approach. Less suitable for one-off city projects; better suited for regional intermediaries channelling finance to multiple sub-projects. Grant component: 15% of the framework loan amount (25% if the territory qualifies as less-developed). Same cut-offs as the standalone topic.