Ascend

Ascend is EarthDaily's multi-hazard environmental risk SaaS platform for property and casualty (P&C) insurers, excess and surplus (E&S) and specialty carriers, reinsurers, managing general agents (MGAs), civil and federal government agencies and utilities. It replaces fragmented data stacks in which underwriters pull wildfire, flood and wind scores from separate vendors whose property locations do not match.

Customers ingest their property portfolios and query them against peril risk scores, event feeds and AI-assisted analytics. EarthDaily's own satellite-derived layers sit alongside 61+ curated partner data sources covering flood, hail, cyclone, hurricane, wind and property analytics. EarthDaily has announced partner integrations including ZestyAI risk models and Spire weather data, and shows ICEYE flood-depth data from Hurricane Ian inside the platform.

• Wildfire intelligence: fuels-based, forward-looking exposure scores at 20-30 m resolution, built from satellite observation of fuel hazard, canopy height, forest composition and fuel type, plus forest-health monitoring and wildfire change detection.
• Flood extent mapping: near-real-time inundation boundaries from daily satellite capture, using shortwave-infrared (SWIR) bands to separate water from land and tracking flood progression and recession.
• Post-event and property change: burn perimeter and burn severity mapping, and parcel and building change detection at 5 m resolution.
• Geocoding consensus algorithm: reconciles property locations across sources and reports error distance and a confidence score.
• Natural-language queries: an embedded LLM lets non-technical underwriters and executives query multi-peril data.

Modules cover underwriting and NATCAT response, with portfolio monitoring announced as coming soon. Insights are delivered through the platform UI, an API or bulk data delivery, and EarthDaily offers a 3-month proof-of-value engagement on part of a customer's portfolio.