Portfolio Management

Portfolio Management is EarthDaily's agricultural insurance platform for underwriters, portfolio managers, loss adjusters, compliance teams and reinsurers. It applies satellite-verified, field-level analytics across the whole policy lifecycle. Smart Underwriting scores each proposed field on five years of satellite history: Historical Potential Score, Risk Score, first-year cropping and season-failure detection. Compliance Check screens proposals against Brazilian embargo, protected-area, PRODES deforestation, water-use and biome layers, flags overlaps with the grower's existing policies and can add the insurer's own rules. In-Season Monitoring tracks the portfolio daily. It validates planting dates against Brazil's ZARC windows, detects emergence and emergence delay, compares detected with declared planted area and crop type, and scores in-season potential against history. Claims Management uses before-and-after imagery, crop health indices and harvest detection to assess the timing and extent of yield losses remotely. Results are delivered through APIs and web dashboards for executives and analysts, with downloadable PDF compliance reports. The product covers Brazil, for crops including soybean, corn, sugarcane, cotton and rice.